“Autumn is the season that teaches us that change can be beautiful.”– Unknown

My thoughts and prayers continue to be with the people of Maui—our community and our neighbors. #mauistrong

My name is Liza Souza, and I am a local girl, born and raised right here in Hawaii. I joined the State Farm ohana in 2008 as an office manager for my husband’s agency. At the time, this was going to be our family business. In 2016, my life changed suddenly when my husband suffered a heart attack and passed away. I found myself at a crossroads—do I move to another island to be closer to family, or do I step forward and take over the business we built together?

On August 1, 2017, I became a State Farm Agent. Looking back, I couldn't have made a better decision. I truly love what I do, and I am grateful every day for the opportunity to serve my community and help others manage the risks of everyday life. I am proud of the company I represent and the values behind State Farm Insurance.

Our agency is located in beautiful upcountry Makawao, HI, and our goal has always been simple: make our customers feel like family. We hold true to the essence of the Aloha spirit while providing professional guidance and exceptional service. My team is friendly, knowledgeable, and committed to delivering customer service you can count on.

We are LOCAL, and that matters. Our agency supports food drives, delivers lunches to local firefighters, and donates to community sporting events. We are always looking for ways to give back and stay connected to the people who make this island so special.

Outside of the office, you’ll usually find me with my three children and our dogs, Lilikoi & Guava. We love the ocean—fishing, surfing, diving, and simply being together. Dancing hula has always been close to my heart. I started at the age of five and continue to dance today.

What I am most proud of is being a female, a single parent, and a business owner.

Whether you are buying a car, moving into your first home, relocating to Maui, or starting a small business, we are here to help you protect your family and your dreams. We offer Auto, Homeowners, Condo, Renters, Business, Life, and Pet Insurance, along with personalized insurance and financial reviews designed around your real life and goals.

Call the office today or stop by and let us help you protect what matters most. Mahalo!

Frequently Asked Questions (FAQ)

Q: What's an effective way to get car insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Connect with Liza for insurance guidance in Makawao.

Q: How soon can I get insured for my car?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. In Makawao, you can count on Liza for personalized service.

Q: What kind of insurance do I need for a leased vehicle?

A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. Liza is here to help your Makawao household feel covered.

Q: How does life insurance work at a basic level?

A: Life insurance helps provide financial support to your beneficiaries and can help cover expenses like debts, living costs, or future needs. Looking for coverage? Talk with Liza about your options in Makawao.

Q: How would you explain renters insurance?

A: Renters insurance is a policy designed to help protect your personal belongings and provide liability coverage while you're renting a home or apartment. It focuses on your possessions and potential risks, rather than the building itself, which is typically covered by your landlord's policy. For personalized coverage in Makawao, HI, reach out to Liza.

Q: Do you have to have home insurance?

A: Homeowners insurance requirements can vary depending on your state and situation, but most lenders will require it if you have home financing. Even when it's not required, many homeowners choose to carry coverage to help protect their home and financial well-being from unexpected events. Liza is proud to serve the Makawao community.